How to write a cheque

Writing a cheque is one of the most important things to know as someone who conducts business on a regular basis even in today’s digital World. This is why knowing how to write a cheque is important when doing regular business. Cheques may be less common than they once were in the past but that does not mean that it is not still a staple in the financial industry. Writing a cheque is easy and this tutorial shows you exactly how to do it. You can complete the steps in any order you wish as long as the cheque isn’t missing any vital information.

1.Current Date-Write the current date near the top right on the appropriate line provided. In most cases you will use the date in which you write the cheque on. The dating of a cheque allows you and financial institutions to keep accurate records of your financial transactions.

2. Payee- On the line that says “pay” write the name of the person or organization , to which you are paying the cheque out to. In the case that you are not sure who to write the cheque for you may have to ask “who do I make it out to”. The information on this needs to be accurate so ensure that you check for errors.

3. Amount in numeric form-Write the amount of the transaction in number form. in order to prevent fraud the first numeral should be as close to the left side of the box as possible.

4.Amount in words-Write the amount using words as this will help all parties involved to prevent fraud and confusion.

5.Signature-Sign the cheque on the bottom right corner . Try to use your unique signature as this will make it more difficult for others to fraudulently use your signature. Always use the same name and signature on file at the bank.

After writing a cheque-After you write a cheque make a recording of the payment details and amount.

Before writing a cheque-Make sure it is something that is necessary as writing a cheque is not the fastest way to transfer money. There are other options that may be less time consuming and save you more money.

Written by odanemorgan


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